Weather Insurance Cost Calculator: Get Your Customized Quote

Weather insurance is a risk management product that helps protect businesses from lost revenue or increased expenses caused by adverse or abnormal weather, e.g., excessive rain, snow, and heat. Policies are written explicitly for a business’s weather risk. Duration of coverage and limits are tailored to a business’s needs.

Weather is measured using data from the National Oceanic and Atmospheric Administration (NOAA) entities such as the National Weather Service and the National Hurricane Center. Additionally, measurements can be made by an approved independent observer.

Weather insurance policies may insure for rain, lack of rain, snow, lack of snow, temperature, or a combination of these.

Vortex also offers supplemental hurricane insurance for businesses along the entire Gulf and Atlantic coast.

After a claim is triggered, payment is typically mailed in less than two weeks.

Claims are triggered automatically using third-party weather data. No additional paperwork or proof of losses is required.

Weather insurance must be purchased at least 15 days before the first day of coverage. Supplemental Hurricane Insurance requires a 30-day waiting period.

No, Vortex doesn’t regulate how you use your weather insurance payout.

Coverage is available for various outdoor events including state and county fairs, golf tournaments, festivals (food, music, fall, wine/brew), Renaissance fairs, haunted attractions, pumpkin patches, and more.