Supplemental Hurricane Insurance

Supplemental Hurricane Insurance for Small Businesses


If a major hurricane comes through, so do we.


Not Your Typical Hurricane Insurance

Hurricane season poses a big threat to businesses along the Gulf and Atlantic coasts. Vortex Supplemental Hurricane Insurance can help fill the gaps left behind by traditional P&C insurance policies.

It’s not about the damages. Payouts are linked to specific weather events, so if the storm path of a Cat-3 or higher hurricane enters your policy radius, you get paid.

It’s affordable. No costly financial deductibles; build your policy to match your needs and your budget. 

It’s simple. No loss runs required, no construction requirements, no claim paperwork. Once you sign the policy, the responsibility is ours.

It’s fast. Payouts are typically mailed in two weeks.

It’s transparent. Claims are made based on independent third party data from the National Hurricane Center.

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How It Works


Select Area

Choose to cover a 20-mile or 40-mile radius around your business.


Purchase Policy

Your policy is activated 30 days after your purchase and lasts for a full 12 months.


Trigger Policy

If a Category 3 or higher storm enters your coverage circle, your policy triggers. No proof of loss required. Payments increase with storm intensity and proximity to your business.


Use Payout

Once you receive your payout, it’s yours to use however you want!

See the chart below for payout details:

Protection Throughout the Season

Lasting Peace of Mind

Who It’s For


Property Managers

Landscaping/Lawn Care


Golf Courses

Car Dealerships/Repair Shops

Amusement Parks

Franchise Owners

ANY business with property exposed to hurricane damage

Countdown To Hurricane Season

Enroll Before The Season Starts – Don’t Risk It. Vortex It.

The National Hurricane Center defines hurricane season as June 1–November 30. It takes 30 days from your purchase date for your policy to go into effect, so enroll now to get your 12-month coverage in place.

Frequently Asked Questions