Vortex Snow Insurance

Commercial Snow Insurance
Designed To Help Reduce Annual Budget Volatility
Excess snowfall or too little snow can disrupt your business revenue—whether your business depends on winter weather or just a need to manage it. Vortex Snow Insurance helps cover essentials like keeping staff, regular business costs, or saving for the following year if revenue drops.
Benefits & Why Snow Insurance Matters
- Revenue Stabilization (Heavy or light snow seasons)
- Cost Control
- Staff Retention
- Cash Flow Predictability
- Geographic Diversification
- Client Rebate/Retention Program
Types Of Snow Insurance
There are several different snow insurance structure options that can be built for your business. Here are a few:
Seasonal Excess or Lack of Snow-Accumulation Coverage
You choose the snowfall accumulation level, that would jeopardize your budget, as well as the amount of funds per-inch of snow you want to cover. If snowfall totals fall short of the chosen accumulation level, Lack of Snow-Accumulation coverage provides you a payout. Conversely, if snowfall totals exceed the chosen accumulation level, Excess coverage provides a payment.
Snow-Event Coverage
With this type of coverage, you indicate the daily snow total that defines the event, the number of snow events that will cause a budget overrun, as well as the amount of funds-per-event. When the actual number of events meets or exceeds the number in the policy, a payout occurs.
Unique Snow Coverage
Such a policy may reduce the influence of a single day of heavy snow. Your policy can be written to include specific weekends and holidays when overtime costs are highest, as well as multiple locations. You can also have a policy specifically designed for a single day of heavy snow, for use in a marketing or sales promotion, for example.
Vortex snow insurance coverage is customized to fit YOUR business’s most critical snowfall risks

Financial Solutions for
Excess Snowfall & Lack-of-Snowfall
Whether your business is facing a record-breaking blizzard or a winter that barely dusts the ground

Multiple Location Retailers
Might prefer insurance to protect against unexpected snow removal costs due to its straightforward claim process.

Municipal Snow Contractors
Could utilize derivatives to hedge against volatility, targeting specific high-cost weekends and multiple locations.

Ski Resorts
May want an insurance policy for lack-of-snowfall to offset reduced ticket sales and cancellations during a warm winter.

Logistics Companies
With significant financial backing, may design a derivative to manage supply chain disruptions due to heavy snow on key corridors.
How Much Snow (Or Lack Of Snow)
Would Tip The Scale For Your Business?
Get Started
Talk to our licensed agents to create a custom quote for your snow insurance policy today.
Call (866) 997–2469 (toll-free) or Email info@vortexinsurance.com