Why your outdoor music festival needs rain insurance

Music festival insurance

Music festival insurance

There are few better ways to enjoy the great outdoors than attending an outdoor music festival. But, just like any outdoor event, inclement weather poses a threat for both music festival attendees and planners alike. That’s why rain insurance should be essential for your outdoor concert or music festival insurance plan. 

At Vortex Weather Insurance, we help provide a financial safety net for your outdoor concert or music festival with rain insurance. This ensures that your potential profits don’t get washed away in the rain. 

Read on to learn more about rain insurance and how it should fit into your outdoor concert or music festival insurance plans. 

How rain insurance helps protect your outdoor concert and music festival investment.

Depending on the scope of outdoor concert or music festival you’re planning, most of your ticket sales likely come before the event takes place. For bigger outdoor concerts or music festivals, you might even sell out the event months in advance.

Your highest potential for loss during music festivals or outdoor concerts comes during the event itself, rather than from walk-up traffic and ticket sales. For these kinds of events, we often recommend selecting your rain insurance window during hours when shows could be delayed or even canceled. This helps mitigate potential losses from food and beverage sales, vendor cancellations, or even artist cancellations. 

Learn more about how rain insurance helps all outdoor events

What is rain insurance?

Rain insurance helps mitigate potential losses incurred due to inclement weather that results in low or no attendance at your event. A rain insurance claim occurs simply when the defined rainfall amount is recorded by a verifiable independent and localized source during the defined time period and the rainfall amount meets or exceeds the predetermined threshold. 

When rainfall keeps participants home, but event cancellation isn’t necessary, rain insurance can help ease the impact of lost revenue. Plus, claim payments are quick (typically mailed in less than two weeks) and offer immediate financial relief.

At Vortex, we refer to hyper-localized precipitation data from the National Oceanic and Atmospheric Administration (NOAA) and entities such as the National Weather Service. These measurements accurately and quickly register precipitation in 2.5 mile x 2.5 mile grids. We also accept measurements made by qualified independent weather observers.

Some other rain insurance policies use more generalized data, typically measured at airports or in one centralized location. However, we ensure that our data applies specifically to your location. That’s why our policies should be an integral part of your outdoor concert or music festival insurance plans. 

Let Vortex worry about the weather

You have enough to worry about when planning your outdoor concert or music festival. Insurance shouldn’t be one of those worries. When you work with Vortex Weather Insurance, we’ve got your back for all weather-related concerns. 

It’s easy to get caught off guard by the weather, so planning for every eventuality gives you peace of mind. Find out more about our weather insurance policies by using our virtual cost analysis tool, or contact us and we can assist you with anything you may need.

Call us today for a free quote

(866) 997-2469