Seasonal Event Insurance

Do You Need Weather Insurance or Traditional Event Insurance?

Jun 29, 2023

Weather is, unfortunately, something that’s out of your control when it comes to seasonal events. When you’re in the middle of Oktoberfest planning or preparing your pumpkin patch for families this fall, unpredictable weather can cause concern.

At Vortex Weather Insurance our goal is to help you avoid revenue loss due to inclement weather. We get a lot of questions about the differences between traditional event and seasonal event insurance, so let’s set the record straight.

What is traditional event insurance?

Event insurance is meant to cover damage or accidents that happen at your seasonal events. This can include things like general liabilities, cancellation, and worker’s compensation.

Traditional event insurance generally insures specified covered damages and requires you to be able to prove a loss in order to get a payout.

Learn more about other types of insurance for events 

What is weather insurance?

One of the major benefits of seasonal weather insurance is that it can pay out even if your event isn’t canceled. Weather insurance is 100% data-driven and based on whether or not recorded rainfall during your event and at your location meets (or exceeds) your policy threshold.

Your policy payout doesn’t require you to prove loss from any source, period. It’s completely based on the recorded rain data for your location and coverage time. 

Your event can use both types of insurance for comprehensive coverage

Weather insurance is an important tool in your overall insurance coverage for your event. We recommend your standard event insurances as well as getting a customized weather insurance policy to protect your revenue.

Contact Vortex today about weather insurance for your seasonal event.

Purchasing a weather insurance policy with us is simple with our Vortex Weather Insurance Portal available 24/7/365. You can also contact us with any questions or concerns. 

As long as you lock in your policy 15 days or more before your event, you’re ready to help keep your revenues from getting washed away by rain. We use independent third party NOAA recorded weather data to keep our insurance policies honest and accurate.

For your important outdoor event, don’t just protect it, Vortex it!