State Fairs Reign, But What About the Rain? | Rain Insurance for State Fairs from Vortex

People enjoying ride on a day covered by rain insurance for state fairs

Rain, rain go away, please come back some other day…except when your state fair happens! That’s why Vortex Weather Insurance offers rain insurance for state fairs across the country–to ensure those important days and high-impact events don’t get their profits washed away by wet weather.

Weather insurance helps protect your event or business from adverse weather conditions. Contact Vortex Weather Insurance with questions, or try out our online cost calculator

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You’re not alone—state fairs in 48/50 states

Fair season is back! And fair-weather months define state fairs. 

48 of our 50 states have state fairs. That’s 96% of our country enjoying these massive, awesome endeavors.

What about the 2 holdouts? Technically, Rhode Island and Connecticut don’t have “state” fairs. But don’t worry, they’re still all about enjoying days at a great fair! These two states hold county fairs, which they sometimes call “state fairs” because they happen in the state; however, these don’t technically rank as state fairs.

The difference between county and state fairs

It’s too bad we can’t average the number of state fairs, because Texas claims at least 3 of them—the Central Texas State Fair, East Texas State fair, and the grand-daddy of them all, the State Fair of Texas! That would put us at over 100% coverage for state fairs, but officially, it’s 48/50 states. In the meantime, say howdy to Big Tex for us, will ya? 

Rain insurance for state fairs is important

There’s a big reason your state fair should include rain insurance from Vortex: state fairs are big business, and affect the state economy. 

Not only do they earn revenue for the state in fair income and taxes, they’re big money-earning institutions for myriads of large and small businesses and entrepreneurs. From food vendors to amusement/gaming companies to retail vendors to entertainers both national and regional, and much, much more, state fairs affect them all. 

State fairs are also good for businesses in the state. Tourism dollars come pouring in, because fair goers need somewhere to stay, places to eat, entertainment outside the fairgrounds from family-friendly to nightlife, automotive assistance and service, clothing and accessories, and so much more.

For example, the Minnesota State Fair touts a $268 million dollar impact on the state. The Great New York State Fair has an economic impact of over $100 million dollars for its 13 day version. In 2020 it was going to be 18 days (before the pandemic shut it down that year), and who knows what those extra 5 days would have brought in.

Texas? Of course they go big, with a State Fair of Texas economic impact at $400 million dollars. Yeehaw, indeed.

Keeping your state fair going is important. 

That’s why it’s also important to have Vortex Weather Insurance protect your fair’s biggest money-making days and events against wet weather impacts. Your state depends on you to continue, and you need all your revenue to do it for them. Rain insurance for state fairs will help!

How would rain affect your fair? Try our event cost calculator to find out.

Different states face different weather obstacles

When it comes to rain insurance for state fairs, geography will have a heavy influence on the wet weather events that affect your fair revenue.

For example, the Iowa State Fair started in 1854. For the better part of this long, illustrious run, it has been held in the month of August.

Think that would keep it dry? Nope. Only two Iowa State fairs have been dry—in 1893, and 1939. Though the rainfall measurements vary, the heaviest days included one with 4.18 inches of rainfall, and another with 2.29 inches. The Iowa State Fair in 1977 came in as their most drenched, with 8.46 inches of rain across the entire fair.

And 1977 was a banner year for rain in Minnesota, too, when their 12-day Minnesota State Fair got 9.48 inches of rain. If that’s not bad enough, one day got 4.06 inches of rain in 3.5 hours. It canceled the grandstand show—never a good thing.

The difference between county & state fairs

The longer the fair, the better the chance of rain

When you’re planning your state fair, you can’t predict the weather. And the longer your fair, the lesser chance of fair weather! Geography, season, and duration all play a part in your success, and all should be taken into consideration for weather when considering rain insurance for your state fair.

Unique festivals deserve insurance too. See our list of faves →

Rain doesn’t have to spell r-u-i-n

An event rain insurance policy helps to protect your state fair and its high earner events against the negative effects of unpredictable weather. 

By choosing Vortex Weather Insurance for your weather risk management needs, you can focus on the important details needed to produce a successful outdoor event. And with rain insurance for state fairs, you worry about the fun; we’ll worry about the weather.

How does Vortex Weather Insurance work?

As an important element of rain insurance for state fairs, Vortex provides weather insurance for general to specific items, such as:

  • Day-of sales
  • Grandstand events
  • Demo derbies
  • Rodeos
  • Concerts

The fact is, you don’t have to insure everything all the time. You can elect to insure specific times and/or specific events so that your Vortex Weather Insurance fits your budget and your big crowd draws. 

For example, let’s say you have a huge headlining music performance on the last night of the festival. It’s your biggest money-maker, and not having it could cause future issues with the fair.

As part of your rain insurance policy, you can have Vortex insure the event, starting at 2 hours before it begins to an hour or 2 after it ends, including the event entirely—but not the entire day or the rest of the fair. 

Another example: Wednesdays and Saturdays are your biggest draws for crowds, and you need those days to sing at your ticket booth cash registers. Have a Vortex Weather Insurance policy to include just those days, for specific time frames (Noon to 8PM? 10AM to 6PM? 8AM to Midnight?), and leave behind the worry about revenue loss if it rains. 

Arizona State Fair rained out? According to the Arizona Register, it happened.

Vortex Weather Insurance can include your event planning costs, too!

Since there’s no rescheduling a state fair, all the time and money you invested can go down the drain with the rain. Make sure you can count on the dates even if you can’t count on the weather. Your strategy for rain should always include Vortex Weather Insurance for rain insurance for state fairs.

A la carte insurance for revenue-impacting times and events 

Your state fair does so much for so many. Contact Vortex Weather Insurance and let us show you what we can do for you.

Have a different special event? Vortex can protect that too!

How Vortex rain insurance for state fairs works 

Vortex Weather Insurance offers an easy and straightforward quote process for events all across the country. To give you the most accurate costs and pricing on your fair/event, we’ll need 3 key pieces of information.

Your Event Location

Vortex’s rain insurance quote options are based on statistics from the National Weather Service by city and state. Your headquarters might be in one city, but if your event is in another, we’ll need to know the exact location of the event itself.

Your Time Window

As part of rain insurance for your state fair, you can have Vortex include the hours of your entire event, or the event’s most profitable hours, the hours leading up to your event, or any combination that best fits your event. It really is that flexible, because we want to cater to your budget when we insure your event.

Your Rain Threshold

Even light rain can impact the success of an event. You’ll need to decide which rain threshold makes the most sense for your needs. We’ll be there to help talk through any questions you might have about rain insurance for state fairs, and more. 

Commonly Requested Rain Options

  • 1/10 (0.10) inch of rain – light rain
  • 3/20 (0.15) inch of rain
  • 1/5 (0.20) inch of rain
  • 1/4 (0.25) inch of rain – moderate rain
  • 1/3 (0.33) inch of rain
  • 1/2 (0.50) inch of rain – heavy rain
  • 3/4 (0.75) inch of rain
  • 1 (1.0) inch of rain

Again, when targeting specific times/events, you should focus on the hour or 2 before the event, and the hour or 2 after the event, along with the length of the event itself.

Vortex tracks the rain with extreme precision

All due respect to anyone’s local tv weather person, we automatically monitor precipitation data from independent sources specific to your chosen location. And with our ability to geo target weather, we’ll be watching for wet weather that could impact your event.

What happens if it rains—but your event isn’t canceled? 

With a rain insurance policy, we don’t require ‘proof of loss’ for the insurance to pay a claim. 

A rain insurance claim occurs simply when the defined rainfall amount is recorded by a verifiable independent and localized source (not at an airport) during the defined time period and the rainfall amount meets or exceeds the predetermined threshold. 

When rainfall keeps participants home, but event cancellation is not necessary, rain insurance can help recoup lost revenue

Get paid fast

If the policy conditions trigger, your claim payment is typically mailed in less than 2 weeks.

Vortex helps protect your state fair from inclement weather

By choosing Vortex Weather Insurance for your rain insurance for state fairs, you can focus on the important details needed to produce a successful outdoor event, and we’ll worry about the weather. Weather insurance that acts as the silver lining on threatening clouds. That’s Vortex.

Vortex offers rain insurance nationwide and can help protect your special event from weather risk any day or any time. Plus we make the process quick, easy and uncomplicated, so you can focus on executing a top-notch event.

Ready to get started? Get a quote now, or contact us for more help. Let’s make sure your state fair, or any outdoor event, is a success even if the weather isn’t.